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Sunday 27 February 2011

Korang Dah settLe saman blom!! ?

Hari nih.. antara perkara yang 'rarely happen'.. aku keluar rumah seawal 6.50am on Sunday! Denggg!!.. semata-mata nak kejor bayor saman trafik. 


Hari nih second last day untuk bayor saman dengan kadar diskaun 50%... nak ikutkan x terlintas  pun nak bayo lagih,mau jer aku peram sampai jadi tuak masam... tapi mem aku dah bising sebab 3 dr 5 saman tuh dah bLack list ..hhahahha... std ar, org pompuan risau nya lebih skit dengor istilah2 black list nih....


sebenar nyer kemarin dah pegi untuk sesi beratur selama 4jam.. harem.. yang hiba nya, tak sempat bayar pun, sbb 3.30pm konter dah katup. argh.. Aksi beratur? pergh!! mmg panjang gile woo... sampai keluor balai haa... 
So, ari nih.. aku kuat kan semangat 'tubek' awal, supaya kes mcm semlm tak menimpa aku untuk kali kedua.. adehh! Dengg!! Alhamdulillah.. dpt jugok bayo, after less.. dah kurang dari 1K.. tapi still amaun yang besar bagi aku...


macam2 aku bleh buat ngan duit tuh.... sakit betol hati time hulur duit kat konter tuh... akak trafik tuh sengih2.. terkemut2 amik duit.. argh!!.. inFo: 4 dari 5 saman tuh.. saman pos.. saman ekor... bertambah2 lah sakit hati ini.... 


walaupun sedikit menyesal kuar awal.. atleast aku dah tahu kete aku dah 'clear list' dan clean....


korang pe citer..? esok last!! esok lagih haru lahh konter2 bayo saman... pejabat pos... hahahha...
queue nyer aku dah bleh imagine.. seLamat berjuang arr kepada insan insan yg masih tak settle ''black list'' anda...   

Thursday 17 February 2011

Simpanan Atau Akaun Bersama..

Just in case if you are not aware !!!

Dear All,

This is true and it has been confirmed with a lawyer.......
Good article!!! I received it from my friend about the Joint Bank Account in Malaysia .
"Just to share with you one recent article I read and shocked me a lot..
It happened in west Malaysia , about a husband and wife and one son. The husband passed away due to accident.
The husband had a RM50,000 joint saving account with wife in a local bank. What happened is the wife ,like most people think,
when husband passes away, she will get the money automatically since it is a joint account. But to her surprise,
She could not withdraw even a single cent from the bank.
Joint saving account is meant for convenience when spouse needs it the most.. But most people always assume once the other holder dies,
another half will get the money automatically which is very wrong.
I would like to share my opinion with all of you, you may take it as educational thoughts or for you to be aware.
When one person dies, the other joint holder of the saving account will get the money automatically only -
if that particular bank practise 'JOINT TENANCY'. This terms means one party die, the other joint party gets money automatically.But unfortunately, not all banks practise JOINT TENANCY, some foreign banks practise but most local banks don't practise.
If you want to be sure, just ask your bank whether your joint saving account based on JOINT TENANCY. If Yes, get the black and white.

Can you all imagine, when the other half passes away, the other half already suffers emotional loss. Now he/she will have to suffer
another problem of having 'NO MONEY', although having money in a bank on a joint account.
Because of ignorance on the 'terms and conditions', the wife and the son have to suffer.

Please take note.
Hope the above info can be of help to you. 

Wednesday 2 February 2011

aku gambarkan ketenangan...

biler aku sebut tenang.... suasana dan lokasi gini yang aku bayangkan..
tempat untuk rilek.. sure melt-down all the stress.. mungkin tidak pada sesetengah individu...
tapi aku.. this is me.. how im definate describe it.... Fuhh!!

tenang sioT!!..
kalu aku kaye... beLi sutir pulau gini.. wak pondok kecik tepi laut sebijik cam nih.. fuhh.....

Rahsia surah Yaasin ayat 58.

Barangsiapa yang membaca YAASIN sepenuhnya dan pada ayat ke58 surah tersebut 


"SALAAMUN QAULAN MIN RABBIN RAHIM"
 diulang sebanyak 7 kali 
 untuk 7 niat baikmu, Insya Allah dengan izin Yang Maha Esa dan Maha
 Kuasa, semua hajatmu akan dikabulkan.
 Jika boleh niatkan sebegini: 
 

1) YA-ALLAH YA-RAHIM, ampunkan dosa-dosaku dan saudara-maraku 
2) YA-ALLAH YA-RAHMAN, kurniakan aku isteri,suami, anak-anak yang soleh dan mencintai islam 
3) YA-ALLAH YA-RAZZAK, kurniakan aku rezeki yang berkat,kerja yang baikdan berjaya didunia dan akhirat. 

4) YA-ALLAH YA-JABBAR, makbulkan hajat penghantar maklumat yang aku dapat ini 
5) YA-ALLAH YA-MUTAQABBIR, jauhkan aku dari sifat khianat dan munafiq dan miskin 
6) YA-ALLAH YA-WADUUD, kurniakan aku dan seluruh umat Muhammad yang beriman kesihatan zahir batin 

7) YA-ALLAH YA-ZALJALA LIWAL IKRAM, makbulkanlah semua hajatku, dan redhaikanlah aku..... 


AMIN. 

entRi2 seLektif....

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